Why Lease a Car in Malta?
Benefits of leasing a car
Maintenance and accident management
Servicing is scheduled and paid for, and if there’s a bump, the repair is managed for you.
24/7 breakdown service
Help comes to you at any hour, anywhere on the island.
Contraventions and fines handled
Notices are processed on your behalf, so nothing is missed or paid late.
A replacement vehicle
If your car is off the road, you get another one so you keep moving.
A buy-back option
Grown attached to the car? You can buy it at the end of the lease.
Complete freedom of choice
Any make and model. Pick the car that suits how you drive, not what’s on a forecourt.
Registration handled
The car arrives registered and licensed. No queues, no forms.
Your credit lines stay intact
A lease isn’t a car loan, so your borrowing capacity is left for other things.
Capital freed up for companies
No large purchase on the books. The money stays in the business, where it earns.
Fully comprehensive insurance
Cover is built into the payment, subject to an excess.
Leasing vs buying vs renting
Is Leasing Cheaper Than Buying?
| Leasing | Buying | Renting | |
|---|---|---|---|
| Upfront cost | A deposit or an initial payment, then nothing more to find. | The full price, or a deposit plus a loan you service for years. | Nothing up front, but you pay a day or week rate every time. |
| Monthly cost | One fixed payment, agreed at the start and unchanged for the term. | Loan repayments, with servicing, licence and insurance on top. | No monthly commitment, at the highest cost per day of the three. |
| Who owns the car | The leasing company. You have full use of it for the term. | You do, once any finance is repaid. | The rental company. |
| Servicing and repairs | Scheduled and paid for as part of the lease. | Yours to arrange and fund, and more costly as the car ages. | Included, but the car goes back before anything is due. |
| Insurance and licence | Cover and the annual licence are built into the payment. | Both are yours to buy and renew each year. | Included in the rate, usually with a high excess. |
| Who carries depreciation | The leasing company. What the car is worth later is not your problem. | You do. It is the largest cost of owning a car, and the easiest to overlook. | Not yours. |
| Typical term | One to five years, chosen to suit how long you need the car. | For as long as you keep it, then the work of selling it. | A day to a few weeks. |
| At the end | Hand it back, take a newer car, or buy the one you have. | Sell it privately or trade it in, at whatever the market gives you. | Return it and the arrangement ends. |
| Best suited to | Drivers and businesses who want a newer car at a cost they can plan around. | People who keep a car for a decade, or cover very high mileage. | Short, one-off needs — a visit, a gap between cars. |
FAQ
Car Leasing Questions
How do I know if leasing suits me?
Think about your budget, how far you drive and how long you usually keep a car. Leasing suits drivers who want a newer car and one predictable monthly cost. If you cover very long distances, want to modify the car or keep cars for a decade, buying may work out better.
How do I start leasing with Orange Lease?
Get in touch and tell us what you need. We’ll help you choose a car and a lease term and send you a quote. Once you’re happy with it, you sign the agreement and we arrange the handover.
Leasing with Orange Lease
Whether you need a car for a few months or a few years, we shape the lease around you: flexible terms, a fair monthly rate, and a team that’s there for the whole time you drive it.
Get in touch
Talk to Us About Your Lease
Tell us what you’re after and we’ll come back to you with the options.